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Send money online from the United States at our best price

Join millions of customers around the world and start sending and receiving money with Western Union.

Excellent
156,106+ reviews

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  secured.

Send money to 200+ countries or territories online or in-store.

Reliable service since 
1851.

Convenient ways to send and receive money

Ways to send money

Ways to receive money

Send online

Log in or sign up and create your free profile to send money online.

Send with our app

Send money, pay bills, check exchange rates,or start a transfer in the app and pay in-store — all on the go.

Send in person

Reliable money transfer service at thousands of Western Union® US agent locations.

Money transfers at your fingertips with the Western Union® app

Send money quickly or start a transfer and pay in-store.

Track your money transfer in real time.

Send again quickly to friends and family.

Download the app

  Rating as of April 6, 2026

Get more with Western Union

Bill pay, money orders, prepaid card, mobile top-ups, and much more. Learn more about all the financial services you can depend on.

Bill pay, money orders, prepaid card, mobile top-ups, and much more. Learn more about all the financial services you can depend on.

Streamline your finances, prepare for the unexpected, and stay connected to those you care about. For everything you do with your money, Western Union is your home for it all, and more.

One name, many possibilities.

Get more

Join us today

Refer your friends to Western Union and earn exciting rewards for every successful
referral.

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Earn points with Western Union Rewards every time you send money

Join and start earning rewards

Points on every transfer

Earn 250 points when you complete your profile and 100 points with every completed transaction

Redeem points for discounts

Use points for savings on your transfer fees on our app or website once you reach 500 points.

Member-only offers

Get exclusive deals, personalized offers, and perks, just for being a member.

Easy tracking

Keep tabs on your points and benefits in the app
or online.

More ways to enjoy your rewards!

Not only do you earn points with every transfer, but as a member, you also unlock exclusive deals from brands you love. From everyday essentials to special treats, your loyalty goes further.

Target

Free Shipping on Orders Over $35 Enjoy free shipping on all orders of $35 or more. This offer applies automatically at checkout.

Amazon Music Affiliate Program

30-Day Free Trial of Amazon Music Unlimited Enjoy a 30-day free trial of Amazon Music Unlimited to explore its extensive music library with ad-free

1-800 Flowers

Exclusive Member Offer Get 25% off holiday flowers & gifts or 20% off sitewide.

Aprende Institute

Exclusive Member Offer Learn practical skills to earn more income — with a 50% discount for Western Union users.

Send money online, available for pickup in minutes

Simply transfer money to an agent location, and your recipient can collect the cash within minutes.

Send now

Our customers made millions of money transfers with Western Union last year. Here’s why:

Ease and convenience

Send and receive money the way that’s convenient for you: online, with our app, or in person at an agent location.

We’re international

We transfer money from the US to over 200 countries and territories.

Commitment to security

Our encryption and fraud prevention efforts help protect your Western Union® money transfers.

Review us on Trustpilot!

Help us improve your experience by giving us a review today.

Frequently asked questions

You can send and receive money quickly with Western Union using our website, mobile app, or in person at an agent location. Many transfers may be available for pickup in minutes5, depending on service type, destination, and receiver method.

Sending money with Western Union is simple, whether you prefer digital or in-person transfers.

To send money online or in the Western Union® app:

  1. Register or log in and verify your profile with a driver’s license, passport, or government-issued ID.
  2. Choose your receiver’s country and how much you want to send.
  3. Select how they’ll receive the money — cash pickup, bank account, or mobile wallet (where available).
  4. Enter your receiver’s details.
  5. Pay for your money transfer service via credit or debit card or with your bank account.
  6. We’ll provide a tracking number (MTCN) to help you and your receiver track the transfer.

You can also complete a Western Union money transfer at a nearby agent location.

The Western Union® app is not a digital wallet; it’s a money transfer app allowing you to send money, track transfers, and pay bills. You can use the app to send money to mobile wallets in various countries, depending on your receiver’s digital wallet provider.

1Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer. Excludes all other services. Cannot be combined with other Western Union promotional offers.

2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

4 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

Please contact Upwardli at support@upwardli.zendesk.com for a complete list of states where credit building services are available.

 

We transfer world-wide

Send money online to 200 countries and territories with hundreds of thousands of Western Union agent locations.

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